Take care of yourself: Health insurance for TMU international students
Take care of yourself: Health insurance for TMU international students is a part of the International Student Guide — a resource carefully curated by current international students to equip new international students with the essential knowledge and insights you need to thrive in Toronto. View the full list of articles on the International Student Guide web page.
As an international student embarking on a transformative academic journey in Canada, you'll undoubtedly experience exciting opportunities and encounters. Among the essential aspects of your well-being while studying abroad is access to reliable health insurance! Did you know that TMU offers health coverage for all students? Let us walk you through UHIP (University Health Insurance Plan) and Greenshield, the two insurance plans available for TMU international students.
University Health Insurance Plan (UHIP)
The University Health Insurance Plan (UHIP) is your protective shield, offering you peace of mind throughout your time in Canada. This plan is mandatory and all international students studying in Ontario with a valid study permit are required to have it. Whether you have a routine check-up at the campus health center or an unforeseen medical emergency, UHIP has you covered without the burden of high expenses.
The annual cost of the University Health Insurance Plan (UHIP) is currently $756 for 12 months of coverage. Your coverage is from September 1 until August 31 of every academic year.
Coverage:
- Hospital services
- Physician services
- X-rays
- Annual exams
TMSU Health and Dental Plan (Green Shield Canada)
This extended health coverage plan provides access to additional health and wellbeing services. The plan is provided by the Toronto Metropolitan University Students' Union and is provided through Green Shield Canada. It is active for as long as you remain an enrolled and eligible student at TMU. You may be able to opt out of the plan if you have an alternative health insurance plan.
The annual cost of the TMSU Health and Dental Plan is currently $275-$330 depending on your start term. Your coverage is from September 1 or January 1 until August 31 of every academic year.
Coverage:
- Prescription drugs
- Vision care
- Dental care
- Mental health services
Making the most of your health insurance
Your UHIP and TMSU Health and Dental Plan act as a safety net during emergencies and emphasize the importance of preventive care. Regular check-ups, dental cleanings, and mental health support play a crucial role in maintaining your health while studying abroad.
To optimize your health insurance benefits, consider these practical tips:
- Familiarize yourself with the coverage details of both UHIP and the TMSU Health and Dental Plan to maximize their advantages.
- Keep your insurance cards and relevant documents in a safe place for quick access.
- Utilize the campus health resources covered by your insurance, including counseling services and wellness programs.
- Stay informed about updates or changes to your health insurance plan
"During my second semester at TMU, I sprained my ankle while playing soccer with friends. I was worried about the cost of medical care in Canada, but UHIP covered the expenses for my Doctor's visit and X-rays. It was such a relief to have reliable health insurance."
"As an avid contact lens wearer, I appreciate that Green Shield contributes to the cost of my contact lenses. It allows me to be more comfortable while attending lectures and exploring beautiful Canadian scenery without the worry of blurry vision."
Your UHIP and TMSU Health and Dental Plan act as a safety net during emergencies and emphasize the importance of preventive care. Regular check-ups, dental cleanings, and mental health support play a crucial role in maintaining your health while studying abroad.
To optimize your health insurance benefits, consider these practical tips:
- Familiarize yourself with the coverage details of both UHIP and the TMSU Health and Dental Plan to maximize their advantages.
- Keep your insurance cards and relevant documents in a safe place for quick access.
- Utilize the campus health resources covered by your insurance, including counseling services and wellness programs.
- Stay informed about updates or changes to your health insurance plan