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New Faculty and Academic Staff Resources

A group of young professionals, diverse, smiling
New Faculty Orientation 2023

Thank you for joining us at New Faculty Orientation!

Resources shared on August 10 will be available on our website soon.  

Resources at Toronto Metropolitan University

Enroll in benefits and pension

To enroll in benefits and pension, please complete the enrolment forms below.

At Toronto Metropolitan University, we recognize that our ability to bring the best creative minds together is key to the university's success. A starting point for that is ensuring employees receive a competitive Total Rewards package. Explore these benefits based on your employee group below:

Toronto Metropolitan Faculty Association (TFA)

The below benefits information is for members of the Toronto Metropolitan Faculty Association (TFA).

Health benefits

TMU pays 100% of the premiums for Extended Health, Dental, Life Insurance and Long Term Disability coverage. Coverage highlights include: 

  • Prescription drugs reimbursed at 100%
  • $5,000 annual coverage for psychological services
  • $1,000 for vision care expenses every 2 years
  • 20 visits per year for paramedical services 
  • Unlimited physiotherapy
  • Out of country emergency medical coverage - $1m lifetime maximum
  • 100% coverage for hospital stays in Canada
  • $10,000 annual/$50,000 lifetime gender affirmation surgery


  • Preventive and restorative services are eligible for 100% reimbursement based on the current Ontario General Practitioner Dental Fee Guide. 
  • Major restorative services are eligible for 90% reimbursement.
  • Orthodontic procedures and comprehensive orthodontic services are eligible for 90% reimbursement.

Life Insurance

  • TMU-paid Basic Life Insurance and Business Travel Accident is an automatic benefit for all TFA members
  • Basic Life Insurance is 2 times the annual salary (maximum is $500,000)
  • Supplemental Life Insurance at an additional 2 times the annual salary [maximum is $500,000]. Employee pays 30% of the cost.  
  • Voluntary Accident Insurance to protect you and your family’s income, and provide support and care in the event that you are severely injured as a result of an accident is optional and available for purchase to TFA employees with benefits.

Employee and Family Assistance Program

  • The Employee and Family Assistance Program (EFAP) is a confidential and voluntary support service available to employees with benefits and their dependents. Support is available on topics such as nutrition, financial and legal clarity, workplace and personal challenges and more.

Additional perks

  • Discounted membership rates to TMU Recreation, including for dependents of 18 years of age and older. 
  • Access to the on-campus medical centre.
  • A confidential medical leave and accommodation process, and paid medical leaves, coordinated through Workplace Wellbeing Services in Human Resources.
Pension information

TMU is pleased to offer a defined benefit plan where the employer matches employee contribution dollar for dollar. This defined benefit plan is in addition to the Canada Pension Plan (CPP) (external link)  and Old Age Security (OAS) (external link) 

The TMU Retirement Pension Plan (RRPP) is calculated based on:

  • the highest 60 consecutive months of salary (normally the last 5 years);
  • total years of pensionable service; and 
  • a predetermined formula. 

Annual pension deductions (made directly through payroll) are between 8% and 9%. Pensions are indexed upon retirement, accounting for inflation. 

Information about retirement dates

TMU’s pension plan is designed to provide you with options depending on your needs:

  • “Normal retirement” is at 65 years of age.
  • Employees may retire as early as age 55 with either a reduced pension or a full pension if their age and service combined equal 90.
  • Alternatively, employees may retire at age 60 with a full pension if they have at least 20 years of pensionable service. 

Employees may opt to continue contributing to the plan until the end of the year (i.e. November) on which they turn 71. However, at age 71 the contributions must cease once they begin to collect pension payments, even if they choose to continue working. 

Sample of pension benefit

To give you a rough idea of how the pension plan works, this chart shows the annual pension payable based on the “highest average earnings” of $100,000. (Note: These pension amounts exclude CPP and OAS). Contributions can occur until age 71, but entitlements are maxed at 35 years of service.

Years of credited service

Annual pension

20 years


30 years 


35 years 


Contribution caps and top-up plans

The Income Tax Act has a cap on contributions and the amount of pension that can be paid from a registered plan, the university has a top-up plan if earnings exceed the Income Tax Act maximums. This allows employees to receive a pension based on their total pensionable salary. 

About the federal government pension plan

In addition to TMU’s pension plan, Canada also has two federal pension plans. The Canada Pension Plan (CPP) provides partial income replacement in the event of retirement, illness or death (to a surviving spouse or one-time benefit to the estate). The normal retirement age is 65 however, a reduced pension can be taken at 60 years of age. CPP can also be deferred until age 70. Payments are based on the amount and length of contributions. 

The second federal plan is called Old Age Security (OAS). This plan provides income for residents over 65, as long as they meet residency requirements. 

For details, visit the Government of Canada’s Canada Pension Plan (external link)  and Old Age Security Overview (external link) .

Indigenous Employee Services

Indigenous Education Council (IEC)

Gdoo-maawnjidimi Mompii Indigenous Student Services

Tracey King, Indigenous Human Resources Lead: supports Indigenous candidates and employees through coaching and advice on the application process, orientation and career and work counselling. Faculty may also contact Tracey to join the First Nations, Métis & Inuit Community Group, which offers community socials, traditional teachings, arts and crafts and speakers on different Indigenous-related topics.

Information for new faculty arriving in Canada